How .EWA works

From bank feedto quarterly update.

Connect your bank, or your spreadsheet once the bridge arrives this winter. .EWA keeps the books, the tax figure and the next quarterly update ready in the background.

In development. Founding members get first access and two months free.

Join the founding list Take the tour

Friday 16 October · 2026/27 tax year

Good morning, Sam

Business account · synced 08:14Joint account (rent) · synced 08:14Connected to HMRC · reconnect by April 2028

Quarter 2 · your year to 5 October

You’re on track.

Quarter 2 is sorted and checked. Send it to HMRC any time before 7 November. It’s an update, not a bill: nothing is paid when you send it.

Money in, year so far£26,400Costs£6,200Profit£20,200

Records inAll sortedShield checkedSent to HMRC

22 days before it’s due

Keep back for tax, so far

£3,020

If the rest of the year goes like the first half, the whole year comes to £5,200 to £6,200, paid once, by 31 January 2028.

6 Apr 202653% of the tax year gone5 Apr 2027

Income tax so far£2,438

Class 4 National Insurance so far£582

Includes £270 back for mortgage interest20% rule

3 things to sort

Everything else sorted itself

One tap each. .EWA remembers your answer for next time.

Screwfix14 Oct · Card ending 4417

−£64.20

Northfield Lettings · Flat 212 Oct · Plumber’s invoice · your half

−£144.00

Transfer to J Taylor11 Oct · Business account

−£500.00

Your year with HMRC

Four updates, then your tax return

Quarter 2

Each update covers your year so far. Every transaction is sorted and Shield has checked it. One tap sends it, and Bramley & Co look it over first.

Money in, year so far£24,100

Costs, year so far£5,720

Shield8 of 8 clear

Money in and out

Money in£26,400

Money out£6,200

Profit£20,200

Money inMoney out

Apr

May

Jun

Jul

Aug

Sep

Oct

Tax is worked out on all your income together: the joinery and your share of Flat 2.

Where the money goes

Costs that lower your tax, in HMRC’s groups, this tax year.

Materials£2,310

Van and travel£1,420

Flat repairs£520

Letting agent£440

Phone and software£380

Insurance£290

Everything else£840

Mortgage interest on Flat 2 (£1,350, your share) isn’t a cost here. It gives you a 20% tax credit instead, already counted.

Shield

All 8 checks clear for Quarter 2.

HMRC access, the right start year, every income source, quarter dates and more, checked before anything is sent.

Coffee shop · £4.20 · 22 SepLooks personal, and it’s in your costs. Small, but worth a look.

Coming up

7NovSend Quarter 2Ready now · 22 days left

31JanPay HMRC for 2025/26From your 2025/26 return, plus first payment on account

2DecGas safety check, Flat 2Yearly certificate · book the engineer

Proof HMRC has it

Quarter 1

Sent4 August, 09:12

Received by HMRCChecked 5 minutes later

ConfirmedChecked again a day later

Example figures. Filing switches on once HMRC approves .EWA’s software. Your records are yours: download all of them, any time, from Settings.

Money in and out

Every payment from your accounts, sorted into HMRC’s groups. Tap anything to see why it landed where it did, or to change it.

October 2026 · Quarter 3In £2,300 · 3 shown

14 Oct · Card ending 4417

Screwfix

−£64.20

Materials for a job?

Screwfix is usually materials, but you’ve bought personal things there before.

How much was for work

Why it’s here: nothing yet. Pick what it was and .EWA does the rest. Always do this for Screwfix

No receipt yetOptional. HMRC only sees totals, but a photo helps if it ever asks.

Counts towards Quarter 3 (your year to 5 January). Changes are saved straight away and appear in your next update.

Example figures. No bank? Add cash jobs and payments by hand, or import the spreadsheet you already keep.

Review and send Quarter 2

Your records turned into the two short updates HMRC expects. Check they look right. It takes about a minute.

1
Check the figuresYour year to 5 Oct
2
Shield8 checks
3
Your accountantReview first?
4
SendTwo updates

Each update covers your year so far. These are totals from 6 April to 5 October, in HMRC’s groups. HMRC never sees individual payments or receipts.

Taylor Joinery

Self-employment · tax-year quarters

Turnover (money in)£19,300

Materials (cost of goods)£2,050

Van and travel£1,240

Phone, software and office£330

Other costs (insurance, small tools)£1,140

Profit so far£14,540

Flat 2, 14 Elm Road

UK property · you own 50%

Rent received, your half£4,800

Repairs£520

Letting agent fees£440

Profit so far£3,840

Mortgage interest, your half (sent separately)£1,350

Mortgage interest isn’t taken off the rent. HMRC gives you a 20% tax credit for it instead (£270 so far), already in your tax estimate.

DueSaturday 7 November

22 days left. You can send it any time now.

Good to know

An update tells HMRC how the year is going. It isn’t a tax bill and nothing is paid when you send it.

Spotted a mistake later? It’s fixed in your next update, or in your tax return.

This year HMRC won’t give penalty points for late quarterly updates. From April 2027 it will.

Your tax for 2026/27

An estimate from your records so far, so you’re never surprised in January. Your tax return in 2028 gives the final figure.

Show the estimate on Home

Keep back so far£3,020

That’s about 15p of every £1 of profit. Moving it to a separate pot as you’re paid makes January easy.

Whole year, if the rest goes like the first half

£0£5,200 to £6,200 · most likely £5,720£10,000

How sure is this?

It’s worked out from real records, not guesses, but the year isn’t over. These can move it:

Busy or quiet months ahead. Joinery work often slows in winter.
Big purchases, like a new van or tools, which can lower your tax.
Other income .EWA can’t see yet, like a job or savings interest.

Bramley & Co see the same figure. Your accountant’s number at year end is the one that counts.

How we got to £3,020

6 April to today · England rates for 2026/27

Tax-free so farTaxed

Money inJoinery £21,600 and your 50% of the rent £4,800£26,400

Costs that lower your taxMaterials, van, phone, insurance, flat repairs, agent fees− £6,200

Profit so far£20,200

Tax-free allowance, share so far53% of the £12,570 personal allowance− £6,662

Taxed at 20%£13,538 × 20%£2,708

Mortgage interest credit20% of £1,350, your share of Flat 2’s interest− £270

Income tax so far£2,438

Class 4 National Insurance6% of joinery profit above the threshold share£582

Keep back so farShown on Home£3,020

When you actually pay

Quarterly updates aren’t bills. You pay HMRC on the same dates as before.

Sunday 31 January 2027For 2025/26, plus your first payment on account

What’s left of last year’s tax, and half of an advance towards this year.

From your 2025/26 return

Saturday 31 July 2027Second payment on account

The other half of the advance towards 2026/27.

Half of the 2025/26 bill

Monday 31 January 2028The rest of 2026/27

Your tax return goes in, and whatever is left of this year is paid.

About £5,720 in total, less what you’ve paid in advance

What’s a payment on account?

An advance towards next year’s bill, paid in two halves in January and July. Each half is usually half of last year’s bill. If this year turns out lower, you can ask HMRC to reduce them.

What if I pay late?

From the year you join Making Tax Digital, late payment has its own penalties: a percentage of the unpaid tax after 15 and 30 days, then a yearly rate until it’s paid, plus interest. Setting money aside as you go avoids it.

Example figures. Assumes England, Wales or Northern Ireland rates; Scotland has its own income tax bands.

Your work and property

HMRC treats each one as its own business, with its own updates. Your tax is still worked out on all of it together.

Taylor Joinery

Self-employed since 2014 · tax-year quarters · cash basis

Money in£21,600

Costs£5,240

Profit£16,360

How you claim for the van

Once you’ve chosen for a vehicle, you usually stick with it while you have it.

Biggest customers this yearH. Morgan · Oakley Builders

Paid in cash, added by hand£1,180

AccountsBusiness account · card ending 4417

Flat 2, 14 Elm Road

Let since June 2024 · managed by Northfield Lettings

Owned with Jordan TaylorYour share: 50%

Married couples split 50/50 unless you’ve sent HMRC a Form 17. Jordan sends their own updates for their share.

Your rent£4,800

Your costs£960

Your profit£3,840

Mortgage interest, your share£1,350 · 20% credit £270

September agent statementMatches what arrived

October agent statementDue 28 Oct

Safety and certificates

Gas safetyDue 2 Dec

Electrical (EICR)Valid to Mar 2029

Energy (EPC)C · to 2031

Other income for your tax returnA job, savings interest, dividends or a pension don’t go in quarterly updates, but they do go in your tax return and change your tax. Adding them now makes your estimate truer.

Example figures.

.EWA Shield™ · Quarter 2

All 8 checks clear. One small thing to glance at.

Shield reads everything over before it goes to HMRC. It runs on written rules, so every flag tells you exactly why it spoke up. It never sends anything to an AI model.

The eight checks HMRC cares about

HMRC access in place.EWA is still allowed to send for you. We remind you before it lapses.

Right start yearHMRC has you starting in 2026/27, which matches your income.

Every income source registeredThe joinery and Flat 2 are both set up at HMRC.

Quarter dates match HMRC’sTax-year quarters on both sides, so nothing bounces.

Not already sentNo chance of sending Quarter 2 twice.

The period is openHMRC accepts an update from 10 days before the period ends.

Books completeNothing in the quarter is left unsorted.

Same accounting basisCash basis in your books and at HMRC.

Small slips to glance at

Coffee shop · £4.20 · 22 SepLooks personal, and it’s in your costs. Small, but worth a look.

Fixed

Streaming subscription · £10.99 · JulyPersonal subscriptions aren’t a business cost. You took it out on 2 Aug.

Fixed

Phone bill counted twice · £24.00 · AugustIt came in from your bank and your spreadsheet. Merged into one on 3 Aug.

What Shield won’t do

Stop you sending. It points things out; you decide.
Change anything without asking you first.
Guess. If a rule doesn’t fit, it asks instead.

Every check, this year

Quarter 18 of 8 clear · 2 slips fixedChecked 3 Aug, sent 4 Aug

Quarter 28 of 8 clear · 1 to glance atChecked this morning

Quarter 3Runs as money movesFull check before 7 Feb

Example figures.

Sent to HMRC

Proof of everything you’ve sent. After each update, .EWA asks HMRC again five minutes later and once more a day later, so you know it arrived, not just that it was sent.

Updates confirmed2 of 2

Penalty pointsNone

Ready to sendQuarter 2

Quarterly updates · both sources

Quarter 2 isn’t sent yet

It’s sorted, checked and ready. Sending takes about a minute.

If HMRC ever disagrees

Sometimes HMRC accepts an update but its own records still say “not received”. If that happens, .EWA tells you straight away, doesn’t ask you to send it again, and gives you a receipt with HMRC’s own reference and the time, which is what HMRC’s helpline will ask for. Bramley & Co get the same copy.

Example figures. Receipts are kept for at least five years after each tax return deadline, as HMRC requires.

Settings

How .EWA works for you. Change anything, any time.

How you keep your records

Business accountConnected · bank access renews every 90 days, next on 12 Dec

Joint account (rent)Connected · renews 3 Jan

HMRCConnected · reconnect by April 2028All good

If a bank disconnects, you can still sort, check and send. Nothing is blocked.

Your accountant

Bramley & Co · Hannah Bramleyhello@bramley.co.uk

They can see your recordsPayments, categories, receipts and estimates

They check updates before they goYou approve the figures, they send them

Show them your tax estimateTurn off if you’d rather they work it out

Let someone help

A partner, son or daughter can help sort and check, with their own login. They can never send to HMRC or change your bank.

Jordan TaylorCan sort payments · invited 2 Sep

Reminders

When to remind youBefore each update and payment

HowPick as many as you like

A 10-minute weekly sortA gentle nudge to clear anything waiting

What you see

Tax estimate on HomeSome people prefer not to see it until the year ends

Things to sort on HomeThe quick one-tap list

Text sizeApplies everywhere in .EWA

LanguageIaith

Your data and help

Download everythingAll records, receipts and HMRC proof, as a spreadsheet and PDFs

Talk to a personsupport@ewa.tax · replies within 4 working hours

Sign-inFace ID or fingerprint on your phone · stay signed in for 30 daysOn

Close your accountDownload first. We keep only what the law requires.

Example settings. Your financial data is never sent to AI models.

A working demo with example figures. Click anything on the screen.

Transactions come in from your bank, each one is sorted by a written rule, and the quarterly update is built from the result.

What .EWA does, step by step.

Scroll through the app, screen by screen. The laptop at the top of the page is the one to click around in.

1 · Home

One status, one next step.

The first screen answers “am I OK?”: where the quarter stands, what to keep back for tax, and the two or three payments that need a one-tap answer.

2 · Money in and out

Every payment, sorted by a rule you can read.

Each line shows the rule that put it there. Anything the rules can’t place waits under “Needs you”, with the reason. Answer once and .EWA remembers.

3 · Your tax

A running estimate of what you owe.

Income Tax and Class 4 National Insurance, worked out line by line from your records, with the dates you actually pay.

4 · Shield

Eight checks before anything is sent.

HMRC access, the right start year, every income source, quarter dates and more. Small slips, like a personal coffee in your costs, are flagged with the reason.

5 · Send

Four short steps to send a quarter.

Check the figures as HMRC will see them, settle anything Shield found, choose whether your accountant looks first, then send.

6 · Sent to HMRC

Proof that HMRC has it.

.EWA checks with HMRC after five minutes and again after a day, and keeps a receipt of exactly what was received.

Friday 16 October · 2026/27 tax year

Good morning, Sam

Business account · synced 08:14Joint account (rent) · synced 08:14Connected to HMRC · reconnect by April 2028

Quarter 2 · your year to 5 October

You’re on track.

Quarter 2 is sorted and checked. Send it to HMRC any time before 7 November. It’s an update, not a bill: nothing is paid when you send it.

Money in, year so far£26,400Costs£6,200Profit£20,200

Records inAll sortedShield checkedSent to HMRC

22 days before it’s due

Keep back for tax, so far

£3,020

If the rest of the year goes like the first half, the whole year comes to £5,200 to £6,200, paid once, by 31 January 2028.

6 Apr 202653% of the tax year gone5 Apr 2027

Income tax so far£2,438

Class 4 National Insurance so far£582

Includes £270 back for mortgage interest20% rule

3 things to sort

Everything else sorted itself

One tap each. .EWA remembers your answer for next time.

Screwfix14 Oct · Card ending 4417

−£64.20

Northfield Lettings · Flat 212 Oct · Plumber’s invoice · your half

−£144.00

Transfer to J Taylor11 Oct · Business account

−£500.00

Your year with HMRC

Four updates, then your tax return

Quarter 2

Each update covers your year so far. Every transaction is sorted and Shield has checked it. One tap sends it, and Bramley & Co look it over first.

Money in, year so far£24,100

Costs, year so far£5,720

Shield8 of 8 clear

Money in and out

Money in£26,400

Money out£6,200

Profit£20,200

Money inMoney out

Apr

May

Jun

Jul

Aug

Sep

Oct

Tax is worked out on all your income together: the joinery and your share of Flat 2.

Where the money goes

Costs that lower your tax, in HMRC’s groups, this tax year.

Materials£2,310

Van and travel£1,420

Flat repairs£520

Letting agent£440

Phone and software£380

Insurance£290

Everything else£840

Mortgage interest on Flat 2 (£1,350, your share) isn’t a cost here. It gives you a 20% tax credit instead, already counted.

Shield

All 8 checks clear for Quarter 2.

HMRC access, the right start year, every income source, quarter dates and more, checked before anything is sent.

Coffee shop · £4.20 · 22 SepLooks personal, and it’s in your costs. Small, but worth a look.

Coming up

7NovSend Quarter 2Ready now · 22 days left

31JanPay HMRC for 2025/26From your 2025/26 return, plus first payment on account

2DecGas safety check, Flat 2Yearly certificate · book the engineer

Proof HMRC has it

Quarter 1

Sent4 August, 09:12

Received by HMRCChecked 5 minutes later

ConfirmedChecked again a day later

Example figures. Filing switches on once HMRC approves .EWA’s software. Your records are yours: download all of them, any time, from Settings.

Money in and out

Every payment from your accounts, sorted into HMRC’s groups. Tap anything to see why it landed where it did, or to change it.

October 2026 · Quarter 3In £2,300 · 3 shown

14 Oct · Card ending 4417

Screwfix

−£64.20

Materials for a job?

Screwfix is usually materials, but you’ve bought personal things there before.

How much was for work

Why it’s here: nothing yet. Pick what it was and .EWA does the rest. Always do this for Screwfix

No receipt yetOptional. HMRC only sees totals, but a photo helps if it ever asks.

Counts towards Quarter 3 (your year to 5 January). Changes are saved straight away and appear in your next update.

Example figures. No bank? Add cash jobs and payments by hand, or import the spreadsheet you already keep.

Review and send Quarter 2

Your records turned into the two short updates HMRC expects. Check they look right. It takes about a minute.

1
Check the figuresYour year to 5 Oct
2
Shield8 checks
3
Your accountantReview first?
4
SendTwo updates

Each update covers your year so far. These are totals from 6 April to 5 October, in HMRC’s groups. HMRC never sees individual payments or receipts.

Taylor Joinery

Self-employment · tax-year quarters

Turnover (money in)£19,300

Materials (cost of goods)£2,050

Van and travel£1,240

Phone, software and office£330

Other costs (insurance, small tools)£1,140

Profit so far£14,540

Flat 2, 14 Elm Road

UK property · you own 50%

Rent received, your half£4,800

Repairs£520

Letting agent fees£440

Profit so far£3,840

Mortgage interest, your half (sent separately)£1,350

Mortgage interest isn’t taken off the rent. HMRC gives you a 20% tax credit for it instead (£270 so far), already in your tax estimate.

DueSaturday 7 November

22 days left. You can send it any time now.

Good to know

An update tells HMRC how the year is going. It isn’t a tax bill and nothing is paid when you send it.

Spotted a mistake later? It’s fixed in your next update, or in your tax return.

This year HMRC won’t give penalty points for late quarterly updates. From April 2027 it will.

Your tax for 2026/27

An estimate from your records so far, so you’re never surprised in January. Your tax return in 2028 gives the final figure.

Show the estimate on Home

Keep back so far£3,020

That’s about 15p of every £1 of profit. Moving it to a separate pot as you’re paid makes January easy.

Whole year, if the rest goes like the first half

£0£5,200 to £6,200 · most likely £5,720£10,000

How sure is this?

It’s worked out from real records, not guesses, but the year isn’t over. These can move it:

Busy or quiet months ahead. Joinery work often slows in winter.
Big purchases, like a new van or tools, which can lower your tax.
Other income .EWA can’t see yet, like a job or savings interest.

Bramley & Co see the same figure. Your accountant’s number at year end is the one that counts.

How we got to £3,020

6 April to today · England rates for 2026/27

Tax-free so farTaxed

Money inJoinery £21,600 and your 50% of the rent £4,800£26,400

Costs that lower your taxMaterials, van, phone, insurance, flat repairs, agent fees− £6,200

Profit so far£20,200

Tax-free allowance, share so far53% of the £12,570 personal allowance− £6,662

Taxed at 20%£13,538 × 20%£2,708

Mortgage interest credit20% of £1,350, your share of Flat 2’s interest− £270

Income tax so far£2,438

Class 4 National Insurance6% of joinery profit above the threshold share£582

Keep back so farShown on Home£3,020

When you actually pay

Quarterly updates aren’t bills. You pay HMRC on the same dates as before.

Sunday 31 January 2027For 2025/26, plus your first payment on account

What’s left of last year’s tax, and half of an advance towards this year.

From your 2025/26 return

Saturday 31 July 2027Second payment on account

The other half of the advance towards 2026/27.

Half of the 2025/26 bill

Monday 31 January 2028The rest of 2026/27

Your tax return goes in, and whatever is left of this year is paid.

About £5,720 in total, less what you’ve paid in advance

What’s a payment on account?

An advance towards next year’s bill, paid in two halves in January and July. Each half is usually half of last year’s bill. If this year turns out lower, you can ask HMRC to reduce them.

What if I pay late?

Example figures. Assumes England, Wales or Northern Ireland rates; Scotland has its own income tax bands.

Your work and property

HMRC treats each one as its own business, with its own updates. Your tax is still worked out on all of it together.

Taylor Joinery

Self-employed since 2014 · tax-year quarters · cash basis

Money in£21,600

Costs£5,240

Profit£16,360

How you claim for the van

Once you’ve chosen for a vehicle, you usually stick with it while you have it.

Biggest customers this yearH. Morgan · Oakley Builders

Paid in cash, added by hand£1,180

AccountsBusiness account · card ending 4417

Flat 2, 14 Elm Road

Let since June 2024 · managed by Northfield Lettings

Owned with Jordan TaylorYour share: 50%

Married couples split 50/50 unless you’ve sent HMRC a Form 17. Jordan sends their own updates for their share.

Your rent£4,800

Your costs£960

Your profit£3,840

Mortgage interest, your share£1,350 · 20% credit £270

September agent statementMatches what arrived

October agent statementDue 28 Oct

Safety and certificates

Gas safetyDue 2 Dec

Electrical (EICR)Valid to Mar 2029

Energy (EPC)C · to 2031

Example figures.

.EWA Shield™ · Quarter 2

All 8 checks clear. One small thing to glance at.

Shield reads everything over before it goes to HMRC. It runs on written rules, so every flag tells you exactly why it spoke up. It never sends anything to an AI model.

The eight checks HMRC cares about

HMRC access in place.EWA is still allowed to send for you. We remind you before it lapses.

Right start yearHMRC has you starting in 2026/27, which matches your income.

Every income source registeredThe joinery and Flat 2 are both set up at HMRC.

Quarter dates match HMRC’sTax-year quarters on both sides, so nothing bounces.

Not already sentNo chance of sending Quarter 2 twice.

The period is openHMRC accepts an update from 10 days before the period ends.

Books completeNothing in the quarter is left unsorted.

Same accounting basisCash basis in your books and at HMRC.

Small slips to glance at

Coffee shop · £4.20 · 22 SepLooks personal, and it’s in your costs. Small, but worth a look.

Fixed

Streaming subscription · £10.99 · JulyPersonal subscriptions aren’t a business cost. You took it out on 2 Aug.

Fixed

Phone bill counted twice · £24.00 · AugustIt came in from your bank and your spreadsheet. Merged into one on 3 Aug.

What Shield won’t do

Stop you sending. It points things out; you decide.
Change anything without asking you first.
Guess. If a rule doesn’t fit, it asks instead.

Every check, this year

Quarter 18 of 8 clear · 2 slips fixedChecked 3 Aug, sent 4 Aug

Quarter 28 of 8 clear · 1 to glance atChecked this morning

Quarter 3Runs as money movesFull check before 7 Feb

Example figures.

Sent to HMRC

Proof of everything you’ve sent. After each update, .EWA asks HMRC again five minutes later and once more a day later, so you know it arrived, not just that it was sent.

Updates confirmed2 of 2

Penalty pointsNone

Ready to sendQuarter 2

Quarterly updates · both sources

Quarter 2 isn’t sent yet

It’s sorted, checked and ready. Sending takes about a minute.

If HMRC ever disagrees

Example figures. Receipts are kept for at least five years after each tax return deadline, as HMRC requires.

Settings

How .EWA works for you. Change anything, any time.

How you keep your records

Business accountConnected · bank access renews every 90 days, next on 12 Dec

Joint account (rent)Connected · renews 3 Jan

HMRCConnected · reconnect by April 2028All good

If a bank disconnects, you can still sort, check and send. Nothing is blocked.

Your accountant

Bramley & Co · Hannah Bramleyhello@bramley.co.uk

They can see your recordsPayments, categories, receipts and estimates

They check updates before they goYou approve the figures, they send them

Show them your tax estimateTurn off if you’d rather they work it out

Let someone help

A partner, son or daughter can help sort and check, with their own login. They can never send to HMRC or change your bank.

Jordan TaylorCan sort payments · invited 2 Sep

Reminders

When to remind youBefore each update and payment

HowPick as many as you like

A 10-minute weekly sortA gentle nudge to clear anything waiting

What you see

Tax estimate on HomeSome people prefer not to see it until the year ends

Things to sort on HomeThe quick one-tap list

Text sizeApplies everywhere in .EWA

LanguageIaith

Your data and help

Download everythingAll records, receipts and HMRC proof, as a spreadsheet and PDFs

Talk to a personsupport@ewa.tax · replies within 4 working hours

Sign-inFace ID or fingerprint on your phone · stay signed in for 30 daysOn

Close your accountDownload first. We keep only what the law requires.

Example settings. Your financial data is never sent to AI models.

A working demo with example figures. Nothing is built yet; filing switches on once HMRC approves .EWA’s software.

Spreadsheet bridge

Keep using your spreadsheet.

Plenty of landlords and traders already keep good records in Excel. .EWA’s spreadsheet bridge will read the sheet you have, match each row to HMRC’s categories and send the update from there. HMRC’s rules don’t allow retyping figures between systems, so the link stays digital.

The spreadsheet bridge is in testing and arrives this winter.

Rentals 2026.xlsx Read just now

B4Rent, Flat 2950.00B5Boiler repair-180.00B6Letting agent-114.00B7Insurance-32.50

Rents received£950

Repairs£180

Agent fees£114

Insurance£32.50

Notifications

Notifications only when something needs you.

A notification when a quarter is ready, when Shield flags a line, and when HMRC confirms it has your update.

Join the founding list Meet Shield

.EWA2m agoQuarter 2 is readyShield has checked it. Send it now, it takes one tap.

.EWA1m agoShield: one to look atCoffee shop, £4.20. Personal or business?

.EWAnowHMRC confirmed your updateYour receipt is saved under Sent to HMRC.

Deadlines

–days until
the next update

Due soon, covering the tax year to date. .EWA builds it from your records as the quarter runs.

7 AugQuarter 1

7 NovQuarter 2

7 FebQuarter 3

7 MayQuarter 4

31 Jan 2028Tax return

Included in every plan.

Rules you can read

Every entry shows the rule that sorted it.

Always-on tax figure

What you owe, recalculated as transactions come in.

Encrypted throughout

Built to encrypt your data in transit and at rest. Where it’s stored will be confirmed before launch.

A receipt, every time

Proof of what HMRC received, saved with every update you send.

Get .EWA before the public launch.

Founding members get first access and two months free.

Join the founding list See pricing